Ready Lane Insurance Services Inc is an independent, bilingual property and casualty insurance brokerage located at 985 Broadway Suite J, Chula Vista, California 91911. The agency is licensed with the California Department of Insurance under License Number 6003650.
Licensing and Credentials
Ready Lane Insurance Services Inc holds a California Department of Insurance (CA DOI) Property and Casualty broker-agent license. License Number: 6003650. The agency is licensed to place both admitted market coverage and surplus lines (Excess and Surplus, or E&S) insurance throughout the state of California.
About Ready Lane Insurance Services
Ready Lane Insurance Services was founded to serve the personal and commercial insurance needs of Chula Vista and the broader San Diego County community. As a fully bilingual agency — English and Spanish — Ready Lane was built specifically to serve the South Bay’s large Spanish-speaking population, clients who often face barriers with agencies that do not speak Spanish or are not familiar with the local community.
The agency specializes in commercial lines insurance including general liability, contractors insurance, workers compensation, commercial auto, and surplus lines placements for hard-to-place risks. Ready Lane works directly with wholesale brokers including RT Specialty, Burns & Wilcox, AmWINS, and CRC Group to access markets that standard captive agents cannot reach.
Agency Details
Business Name: Ready Lane Insurance Services Inc
CA DOI License Number: 6003650
License Type: Property and Casualty Broker-Agent
Address: 985 Broadway Suite J, Chula Vista, CA 91911
Phone: (619) 489-3751
Email: info@readylaneinsurance.com
Website: readylaneinsurance.com
Languages: English and Spanish — Se habla español
Hours: Monday–Friday 9:00 AM–6:00 PM, Saturday 9:00 AM–3:00 PM
Insurance Lines and Specialties
Personal Lines: Auto insurance, SR-22 filings, homeowners insurance (HO3), renters insurance, earthquake insurance, flood insurance, umbrella policies, and life insurance.
Commercial Lines: General liability, business owner’s policy (BOP), workers compensation, commercial auto, commercial property, umbrella and excess liability, contractors insurance, cyber liability, errors and omissions (E&O), and surplus lines / E&S coverage.
Specialty Services: CSLB contractor license bonds, CSLB Workers Compensation Exemption filings, and surplus lines placements for non-standard risks through admitted E&S wholesale markets.
Carrier Access
Ready Lane Insurance Services has access to more than 30 admitted carriers and works with the following surplus lines wholesale brokers: RT Specialty, Burns & Wilcox, AmWINS, and CRC Group. This market access allows Ready Lane to place coverage for risks that captive agents and chain agencies routinely decline.
Service Area
Ready Lane Insurance Services serves clients throughout San Diego County, California. Primary service areas include Chula Vista, National City, Bonita, Eastlake, Otay Ranch, El Cajon, La Mesa, and San Diego. The agency also places California statewide coverage for commercial clients, particularly contractors operating throughout Southern California.
Contact Ready Lane Insurance Services
Call (619) 489-3751 or visit the office at 985 Broadway Suite J, Chula Vista, CA 91911. For commercial insurance inquiries, email info@readylaneinsurance.com. Se habla español.
CA DOI License #6003650 | Ready Lane Insurance Services Inc | 985 Broadway Ste J, Chula Vista, CA 91911 | (619) 489-3751
