About Us

About us

You can depend on us to get a good services

Our Values Mission Company Goal

Client-First Approach

Transparency in Pricing

Integrity in Every Interaction

Smart Market Insights

Speed with Precision

Inclusive Coverage

Shop the Entire Market

Tailor Every Policy

Accessible Support

Empower Businesses

Protect Families

Empower Every Client

Be California’s top multi-carrier insurance partner

Automate smart quote comparisons

Expand custom business insurance

Reduce client risk, not just costs

Earn trust as a local insurance leader

Use tech to speed quotes and claims

We are now at 33. Alico Life Insurance Company Limited is proud of the fact that around 3.5 million lives are part of our family. It gives us a sense of immense pleasure, while we realize the responsibility at the same time.

Our online application questions and real time underwriting enable us to calculate the best price for you.

We have a great history to start our company.

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Start

2nd Feb, 2018

Exhibition Planning & Exhibition Management

21st Jul, 2018

Growth internationallyfirst half of the 2018s

19th Aug, 2018

The purpose of the business plan

2nd Jan, 2019

Focus business history on what matters to planning

22nd Sep, 2019

History to Unite and Inspire People

12th Jan, 2018

Establishment of Alico

8th Jul, 2018

Registered as a Insurance company

18th Aug, 2018

Construction bought the Greek company Delta

27th Sep, 2018

For lean business plans, operational plans, and strategic plans

8th Jul, 2019

Award winner

Team member

Our expert team members will assist you.

Employees need to realize the importance of working well with their teammates when coming into a new job or an existing one. A team player is more valuable.

Built on a Simple Idea: Put the Client First

Ready Lane Insurance Services was founded by Edward Ramirez with one goal — give San Diego County residents and business owners access to the same market options that big brokers offer, with the personal attention of a local agency.

As an independent broker, we're not tied to any single carrier. We shop dozens of top-rated insurers to find the right coverage at the right price for every client — whether you're insuring your first car, your home, or your contracting business.

We're bilingual, locally based at 985 Broadway Ste J in Chula Vista, and available Monday through Saturday. No call centers. No runaround. Just straight answers.

Our Values

Everything we do comes back to these four principles.

Client-First Always

We recommend what's right for you — not what pays us the most commission. Your best coverage at the best price is the only goal.

Transparency

No hidden fees, no confusing jargon. We explain exactly what your policy covers, what it doesn't, and what it costs — in plain English or Spanish.

Local & Accessible

We're your neighbors. Walk in, call, or text. Real people answer — not an automated system. We're here Mon–Fri 9am–6pm, Sat 9am–3pm.

Independent Access

We're not captive agents. We shop 30+ carriers including E&S surplus lines markets — so we can place coverage others can't.

Ready Lane at a Glance

30+

Insurance Carriers

Standard and surplus lines markets for personal and commercial

100+

5-Star Reviews

Verified Google reviews from real clients across San Diego County

Languages

Fully bilingual — English and Spanish, no interpreter needed

Location, All of SD

Based in Chula Vista, serving all of San Diego County

Get a Free Quote

Same-day response · English & Spanish · (619) 489-3751

Full Name * Phone * Email * Type of Insurance * Message (optional)

CA DOI Lic. #6003650 · We never sell your information

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