C-39 roofing contractors are required to carry workers comp in California, with or without employees. California law sets a minimum fine of $10,000 for a sole owner licensee found employing workers without coverage. Don’t risk your license. We quote multiple carriers in one call.
Ready Lane Insurance Services writes workers comp for roofing contractors across San Diego County, from our office at 985 Broadway Ste J, Chula Vista. We quote several carriers that write roofers and issue certificates for your general contractor. Call (619) 489-3751.
Yes. The Contractors State License Board requires every active C-39 Roofing contractor to carry workers comp, with or without employees. A C-39 license cannot use the no-employee exemption.
Since SB 291 (2025), the minimum civil penalty is $10,000 per violation for a sole owner licensee and $20,000 per violation for a partnership, corporation or LLC found employing workers without workers comp.
It depends on your payroll and how your work is classified. We quote more than one carrier so you can compare. The quote is free.
Yes. We issue certificates for our clients at no cost, usually the same day you ask.
Yes. Quote, policy, certificates and claims, all explained in Spanish. Spanish page: /workers-comp-para-roofers/.