Roofer Workers Comp — No Policy, No License. We Fix That Today.

C-39 roofing contractors are required to carry workers comp in California — with or without employees. And the new fines are already in effect: minimum $10,000 for sole proprietors and $20,000 for corporations and LLCs caught with workers and no valid coverage. On top of that, the CSLB will not renew or reinstate a license without valid proof of coverage. Don’t risk your license. We quote multiple carriers in one call.

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Start My Quote (2 Min)

103+ five-star reviewsCA DOI License #6003650Local Chula Vista agencyEnglish & Spanish

Free quote in 2 steps

Step 1 of 2

What’s your trade and ZIP code?

Roofer

Handyman

Painter

Landscaper

Concrete

Plumber

ZIP code

Where do we send your quote?

Full name

Phone

Preferred language

Or call us direct: (619) 489-3751

We know what they’re asking for — and what it’s costing you

Multiple carriers quoted — you compare, you choose
Payroll classification reviewed by a licensed agent
COIs for your GC — free, fast
Entire process available in Spanish

Here’s how it works

Tell us about your business2 minutes by phone or form.

We shop itCarriers that actually write roofers.

Get your policy and COIOften same day.

Frequently asked questions

Do I need workers comp with no employees?

Yes. C-39 roofing contractors are required by California law to maintain workers comp even without employees. Call us and we’ll walk you through exactly what applies to you.

What happens if I don’t have workers comp at license renewal?

The CSLB can deny or suspend your license. Starting January 1, 2027, the CSLB will verify coverage at renewal. Don’t wait until the deadline.

How much does roofer workers comp cost?

It depends on your payroll and classification. That’s why we quote multiple carriers — to find the right fit for your operation. The quote is free.

Can you issue a certificate for my general contractor?

Yes. We issue COIs for our clients at no cost, usually the same day you ask.

Do you offer service in Spanish?

Yes. The entire process — quote, policy, certificates, and claims — explained in Spanish.

Protect your license today

📞 (619) 489-3751
Start My Quote (2 Min)

📞 Call Now — Free Quote

Ready Lane Insurance

CA DOI License #6003650 · Independent P&C Insurance

Independent insurance serving all of San Diego County.
Personal and commercial lines. Surplus lines specialist.
Fully bilingual — English & Spanish.

985 Broadway Ste J, Chula Vista, CA 91911
(619) 489-3751 · Mon–Fri 9am–6pm · Sat 9am–3pm

Personal Lines

Auto Insurance SR-22 Filing Homeowners Renters Insurance Earthquake Flood Insurance Umbrella Life Insurance Renters National City Homeowners San Diego

Commercial Lines

General Liability Contractors Workers' Comp Commercial Auto Cyber Insurance E&O Insurance Surplus Lines E&S Contractor Bonds

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